Home-buying Information

June 13, 2025

First-Time Home Buyer? Here’s What You Need to Know

Buying your first home is a big step—and now is a great time to get started. With more financing options and increased summer inventory, first-time homebuyers have more opportunities to enter the real estate market.

Top Tips for First-Time Homebuyers

Get Pre-Approved Early - Know your budget and show sellers you’re …

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June 11, 2025

Why Your Insurance Claims Loss History Matters When Buying or Selling a Home

Whether you're buying your first home, selling a property, or just updating your homeowner’s insurance, one critical piece of information that can significantly impact your real estate transaction is the insurance claims loss history. Understanding what it is, why it matters, and how to get it can save you …

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June 10, 2025

The Easiest Way to Move: Stress Less with These Simple Steps

Moving can be overwhelming. With packing boxes, renting trucks, and managing timelines, it’s no surprise that moving ranks high on the list of life’s most stressful events. Here’s the easiest way to move, broken down into clear, manageable steps.

1. Start Early and Declutter First

Begin the process at least …

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June 5, 2025

Buying a Home with Cash? Here’s What to Know About Closing Costs

Paying cash for a home can be a smart financial move. It simplifies the buying process, speeds up closing, and eliminates mortgage interest altogether. But even when there’s no lender involved, buyers still need to budget for closing costs—those often-overlooked expenses that come due on the day the keys …

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June 3, 2025

Am I Financially Ready to Buy a Home? Here's How to Find Out

Buying a home is one of the most exciting—and important—financial decisions you’ll ever make. But before you start browsing listings and dreaming about paint colors, it’s essential to ask: Am I financially ready to buy a home?

1. Start with a Realistic Budget

Before anything else, take a close look …

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May 29, 2025

Why Radon Matters in North Dakota Real Estate

If you're buying or selling a home in North Dakota, there’s one invisible factor that should be on your radar: radon gas.

Radon is a naturally occurring radioactive gas that seeps into homes from the ground. It’s odorless, colorless, and tasteless—but it’s also the second leading cause of lung …

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May 28, 2025

How Homebuyers Can Prevent Wire Fraud: 5 Smart Steps for a Secure Closing

KitchenBuying a home is an exciting milestone — but did you know it can also be a target for cybercriminals? With more real estate transactions handled digitally, wire fraud has become one of the fastest-growing threats in home buying.

In fact, first-time buyers are three times more likely to fall …

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May 14, 2025

First-Time Homebuyer Mortgages & Loan Limits in North Dakota

Stairs of a multi-level home5-14-2025

If you're buying your first home in North Dakota, there are some great mortgage options and assistance programs available to make the process easier and more affordable.

The North Dakota Housing Finance Agency (NDHFA) offers the FirstHome Program, tailored for first-time buyers. This program provides competitive interest rates …

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May 13, 2025

Is Your Home Insurable?

To find out if a North Dakota (ND) home is insurable, you have a few good options depending on the type of risk you're concerned about (e.g., flood, wildfire, general homeowner insurance). Here's how to go about it:

House - view of roof

Talk to an Insurance Agent

The fastest and most …

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April 18, 2025

How to Avoid Financial Stress When Purchasing a Home

Bedroom PhotoBuying a home is one of the biggest financial decisions you'll ever make—and it should be exciting, not stressful. But let’s be real: between mortgage rates, down payments, closing costs, and the temptation to stretch your budget for that dream kitchen, it’s easy for things to feel overwhelming. The …

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